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Best 20 regular cards
updated on 10/9/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 62 cards here
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programReview
0% up-to 12 $0 0% up-to 12 3% $5 $75 10.99% Chase Chase Platinum MasterCard® Points
per $1
0% 12 $0 0% 6 3% $10 $75 10.99% Discover Discover® More(SM) Card - Clear Cashback
5%
0% 12 $0 0% 6 3% $10 $75 10.99% Discover Discover® Open Road(SM) Card Cashback
5%
0% up-to 12 $0 0% up-to 12 3% $5 $99 10.99% Chase Chase Free Cash Rewards(SM) Visa® Card Points
1 per $1
0% up-to 12 $0 0% up-to 12 3% $5 $99 10.99% Chase Chase Flexible Rewards(SM) Platinum Visa® Points
1 per $1
0% up-to 12 $0 0% up-to 12 3% $5 $99.0 10.99% Chase Chase Platinum Visa® Card Points
1 per $1
0% up-to 12 $0 0% up-to 12 3% $5 $99 10.99% Chase Chase TravelPlus Visa® Card Miles
1 per $1
0% 12 $0 No promo No promo 3% $10 N/A 7.99% Bank of America Bank of America Platinum Plus® Visa® Card  
0% up-to 12 $0 0% up-to 12 3% $999 N/A As low as 8.49% Citibank Citi® Diamond Preferred® Card  
0% up-to 12 $0 0% up-to 12 3% $999 N/A As low as 8.49% Citibank Citi® Platinum Select® MasterCard®  
0% 12 $0 0% 12 3% $15 N/A 8.90% - 19.80% HSBC HSBC Platinum MasterCard® with Cash Back Rewards Cashback
1%
0% up-to 12 $0 No promo No promo 3% $999 N/A As low as 8.99% Citibank AT&T Universal Savings Platinum Card  
0% 12 $0 0% 12 3% $15 N/A 8.99% - 17.99% HSBC HSBC Weekend Card® Cashback
1%
0% 12 $0 No promo No promo 3% $10 N/A 9.9% / 15.99% Bank of America Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card Cashback
1%
0% 12 $0 No promo No promo 3% $10 N/A 9.9% / 15.99% Bank of America Elite Rewards® World MasterCard® Credit Card Points
1 per $1
0% 12 $0 No promo No promo 3% $10 N/A 9.9% / 15.99% Bank of America BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card Points
1 per $1
0% 12 $0 No promo No promo 3% $10 N/A 9.9% / 15.99% Bank of America Rainbow Platinum Plus® Visa® Card Points
1 per $1
0% 12 $0 No promo No promo 3% $10 N/A 9.99% / 15.99% Bank of America Bank of America WorldPoints® Platinum Plus® MasterCard® Points
1 per $1
0% 12 $0 No promo No promo 3% $10 N/A Between 9.99% and 19.99% Bank of America Bank of America World MasterCard® with WorldPoints™ Points
1 per $1
0% 12 $0 No promo No promo 3% $10 N/A 9.99% / 15.99% Bank of America Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card Points
1 per $1
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programReview
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.




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